Know every customer. Watch every transaction.
AI and machine learning power both products: Video KYC verifies who the customer is, and AML monitors what they do afterwards.
Two products protect the institution at both ends of the relationship. AI-powered Video KYC and C-KYC verify who the customer is, and AML monitors what they do afterwards.
AML
Screens customers and monitors transactions against rules and machine-learning models, then routes alerts to compliance with the full case history.
- Customer risk rating and periodic review
- Sanctions and watch-list screening
- Rule-based and behavioural alerts
- Case management with maker-checker closure
- Regulatory reports prepared in filing format
- Behavioural Profiling
- Device Intelligence
AI-Powered Video KYC & C-KYC
Verifies a customer on a recorded video call and registers the record with the central KYC registry, without a branch visit.
- Liveness detection and face match
- Document capture and data extraction on the call
- Location and device checks
- C-KYC search, download and upload
- Recorded sessions retained for audit
Rules catch what is known. AI finds what is new.
Fixed rules produce too many alerts and still miss new patterns. Novillex AML adds machine learning on top of the rule engine, so your officers spend their time on real risk.
Behaviour profiling
Learns what is normal for each customer and peer group, then flags departures from it.
Anomaly detection
Finds unusual amounts, timings and counterparties that no fixed rule describes.
Alert prioritisation
Scores every alert so the highest-risk cases are reviewed first and false positives fall.
Network analysis
Links accounts, counterparties and devices to expose layering and connected parties.
Intelligent name matching
Matches names across spellings, scripts and aliases when screening against watch lists.
Adaptive thresholds
Recommends threshold changes from past outcomes, with every change approved and audited.
The complete AML programme on one system.
From the first risk rating to the filed report, each step feeds the next.
Customer risk rating
Scores each customer at onboarding and re-rates them as behaviour changes.
Screening
Checks customers and counterparties against sanctions, PEP and internal lists.
Transaction monitoring
Runs scenarios in real time and in batch across every channel and product.
Case management
Groups related alerts into cases with notes, evidence and maker-checker closure.
Regulatory reporting
Prepares cash, suspicious and other statutory reports in the required format.
Dashboards and audit
Shows alert volumes, ageing and outcomes, with a full trail for inspectors.
A verified customer in one short video call.
AI handles the checks a person cannot do reliably by eye, and a bank officer makes the final decision.
Invite
The customer receives a secure link and gives consent.
Liveness
AI confirms a live person is present on camera.
Face match
The live face is matched with the identity photo.
Documents
Identity documents are captured and read automatically.
Verification
A bank officer completes the questions and approves.
C-KYC
The record is registered with the central KYC registry.
Checks that run while the customer is on the call.
- Liveness and spoof detection against photos, screens and recordings
- Face match between the live video and the identity document
- Automatic reading and validation of identity documents
- Location, device and network checks
- Quality checks on video, audio and captured images
One KYC record, reused everywhere.
- Search the central registry before starting a new KYC
- Download and pre-fill existing records
- Upload new and updated records, singly or in bulk
- Track submission status and resolve rejections
- Keep core, onboarding and registry data in step
One record from onboarding to reporting.
Because both products share customer data, a risk identified at onboarding shapes how that customer is monitored afterwards.
| Stage | What happens | What the bank gains |
|---|---|---|
| Identify | The customer is verified by video and matched against identity documents | Remote onboarding with a full evidence record |
| Register | The KYC record is searched for and filed with the central registry | No duplicate KYC effort |
| Rate | A risk category is assigned from profile and behaviour | Monitoring effort follows risk |
| Monitor | Transactions are checked against rules and learned patterns | Fewer false alerts, faster reviews |
| Report | Cases close with notes and reports are prepared for filing | Inspection-ready records |
Compliance that costs less and catches more.
Automation carries the routine so your officers can focus on real risk.
Onboard anywhere
Customers complete KYC from home in minutes.
Less manual review
AI checks handle the routine verification.
Stronger controls
Every customer and transaction is screened consistently.
Audit-ready
Evidence, decisions and reports are kept in one place.
Adapts to new rules
Scenarios and thresholds change through configuration.
Lower cost of compliance
Fewer branch visits and less paperwork.
Connected product groups
Walk into your next inspection prepared.
See onboarding, alerts and reports working on sample data.