Next-gen core banking with a complete fintech product ecosystem.
FinWiz sits at the centre. Around it, five product groups share the same customer record, data model and security layer. Choose a group to see what is inside.
Core Banking
The real-time system of record for every customer, account and transaction.
- FinWiz Next-Gen Core Banking SolutionA real-time, API-first core for customers, deposits, loans and the ledger.
Digital Banking
Every customer, staff and agent channel on one live core.
- Mobile BankingA branded app for everyday banking.
- Internet BankingRetail and corporate banking on the web.
- Tablet BankingAssisted banking at the customer's doorstep.
- Digital Customer OnboardingPaperless account opening in minutes.
- Agency BankingAgent-led collections and service.
- WhatsApp BankingBanking inside a familiar chat.
Lending Solutions
The full credit lifecycle, from first enquiry to final recovery.
- Loan Origination SystemA no-code, low-code origination studio.
- Loan Management SolutionServicing, collections and classification.
- Loan Recovery SolutionNotices, legal action and settlement.
Analytics
AI products that inform leadership, assess risk, read documents and serve customers.
- CXO DashboardOne view of performance, risk and compliance for leadership.
- Statement AnalyserBank statements turned into credit insight.
- Credit Risk AssessmentExplainable AI risk scoring.
- Conversational AIA natural-language assistant for customers and staff.
- Product Recommendation EngineThe next best product for each customer.
- Document ParserDocuments converted into validated data.
AML & Compliance
Compliant onboarding and continuous transaction monitoring.
- AMLScreening, monitoring and case management.
- AI-Powered Video KYC & C-KYCRemote, AI-verified onboarding.
Payments
Clearing and electronic payments that post and reconcile automatically.
- CTSCheque clearing, including continuous clearing.
- NACHH2H, E-NACH and mandate management.
- RTGS / NEFTHigh-value and batch fund transfers.
- IMPSInstant payments through sponsor-bank APIs.
- ReconciliationAI-assisted N-way reconciliation.
Banking is changing. The people it serves come first.
From India to Africa, South-East Asia, the Middle East and the Americas, people expect the same thing from a bank: simple, fast and fair service. NoviX Suite is designed around the three groups who live with it.
Customers
Open an account, borrow and pay in minutes, on the channel they prefer.
Bank teams
Less re-keying and fewer manual checks, with AI doing the reading and matching.
Leadership
A live view of the business, and the freedom to launch new products quickly.
Technology is moving fast. Your platform should move with it.
Banks that depend on a closed, ageing core fall further behind with every change. NoviX Suite is built so that each shift becomes an upgrade, not a replacement project.
Customers expect instant, always-on service
A real-time core and digital channels on one platform, processing around the clock.
AI is entering every banking decision
AI products for credit, documents and customer service are already built into the workflows.
Regulation changes more often
Rules, limits and reports are held as configuration, so a new mandate is a setting, not a rebuild.
Banking is becoming an ecosystem
Open APIs connect fintechs, payment networks and partners without custom projects.
Legacy systems cost more each year
Modular adoption lets you retire old systems one layer at a time while the bank keeps running.
Engineered like the platforms the world's leading banks rely on.
The same architecture principles run through every product group, which is why each new capability arrives without disturbing the rest.
Microservices
Independent services that deploy and scale on their own.
API-first
Every function is available through documented, versioned APIs.
Cloud-native
Runs on public cloud, private cloud or your own data centre.
Configuration-driven
Products and rules change through parameters, under maker-checker control.
AI built in
Machine learning and language models work inside everyday processes.
Secure by design
Encryption, role-based access and a complete audit trail on every action.
Start your bank's next chapter with NoviX Suite.
Whether you run a bank or serve banks in your market, we would like to hear from you.